Department

Commercial Loan Underwriter

Lending - Loan Origination
Posted: 03/30/2022
Full Time
Dallas, TX
PMC Commercial Trust is a well-established, publicly traded company. We are currently seeking a Commercial Loan Underwriter within our Commercial Lending Division. As a nationwide direct lender, we originate loans both conventionally and through utilization of the Small Business Administration 7(a) government lending program. Based on our experience and track record, we have earned the distinction of being an SBA Preferred Lender, the highest achievable. This designation gives us the authority to quickly approve and close loans while providing personalized service to borrowers. The Commercial Loan Underwriter is responsible for developing loan applications through the underwriting and closing process while complying with all company and SBA policies and procedures. 
ESSENTIAL FUNCTIONS:
  • Packaging, closing, and servicing of commercial loans complying with all company and SBA policies and procedures.
  • Underwriting duties include analyzing personal and business financial statements, tax returns, credit reports, cash flows, collateral, project costs/budgets, and borrower’s management ability to present a complete application to Loan Committee.
  • Preparation of SBA credit memorandum and other required documents for submission to SBA.
  • Coordinating the closing of loans with Closing Attorney, Title Company, and Borrower.
  • Review loan closing documents to ensure proper documentation of loans.
  • Act as intermediary between Borrowers, Loan Committee, and Closing Attorney while ensuring a high level of customer satisfaction.

  • EDUCATION/EXPERIENCE REQUIREMENTS:
  • Bachelor’s Degree and SBA experience strongly desired. 
  • Ability to analyze financial statements, tax returns and determine credit worthiness
  • Ability to coordinate loan closing process. 

  • KNOWLEDGE, SKILLS AND ABILITIES:
  • Excellent communication (written and verbal), analytical, and interpersonal skills.
  • Deadline driven and able to manage multiple tasks to completion.
  • Ability to work efficiently and independently and proactively seek or devise solutions to address needs within the area of responsibility.
  • Ability to apply common-sense understanding to carry out overall guidelines or instructions.
  • Ability to solve practical problems and collaborate with resources to obtain an efficient result.

  • For more information please visit: www.pmctrust.com. If you possess these qualifications and would like to work for a well-established, publicly traded company in a casual work environment and have a true desire to learn, apply now!! PMC is always looking for great people to assist us!!

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